Publications

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Economics & Social Policy Publications

Bonus ISAs

Bonus ISAs

Bonus ISAs proposes a new scheme to give people more flexibility to build up their tax-free savings pots during the course of a lifetime. The “Bonus ISA” would be offered to anybody who is unable to use their full annual tax-free savings allowance (currently set at £15,000). People would be given the power to roll over any unused portions of their existing ISA allowances into their Bonus ISA account.

Money for Nothing: Rules to secure the UK’s fiscal solvency

Money for Nothing: Rules to secure the UK’s fiscal solvency

Money for Nothing argues that new fiscal rules should bind future governments to a spending envelope based on reducing the UK’s debt-GDP ratio to a sustainable level. The report highlights the scale of the challenge and argues that strict penalties must be put in place to ensure that politicians stay within the rules, including automatic nominal freezes to public sector pay, the state pension and benefit payments.

Making Contributions Count: Reforms to create a social security system for the 21st Century

Making Contributions Count: Reforms to create a social security system for the 21st Century

Making Contributions Count proposes a new unemployment insurance scheme which will put personal contribution at the heart of the welfare system. The scheme would see people who have worked hard and paid their taxes able to draw from a contributory pot to provide a greater level of out of work support if they need it. Upon retirement, the contributions would be released as part of an individual’s pension package, which could see people who worked all their lives receiving in excess of £10,000.

Green Society: Policies to improve the UK’s green spaces

Green Society: Policies to improve the UK’s green spaces

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Parks and other urban green spaces are highly important to the social and economic wellbeing of the country. However, as local authority budgets have been squeezed, public funding of parks and open spaces has declined. In light of this, Green Society suggests a number of innovative ways to protect and improve the UK’s urban green spaces including the idea of a council tax rebate for local residents who volunteer to maintain nearby green spaces.

The Global Economy: Prospects for growth and assessing the UK’s position

The Global Economy: Prospects for growth and assessing the UK’s position

By 2050, global output is projected to treble, with two-thirds of growth coming from emerging economies. The developed world will have to change radically if it is to adapt to this new environment successfully. To realise the opportunities of the next four decades successfully – for the developing world to adapt to dramatic social and economic changes, and for the developed world to face its structural, fiscal and demographic challenges and ‘pay its way’ in the years ahead, it is vital that these long-term issues are addressed.

Taxing Jobs: Practical policies for a pay recovery

Taxing Jobs: Practical policies for a pay recovery

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Taxing Jobs argues that because pay and productivity have remained strongly linked over the course of the recession, wages will begin to rise and productivity will improve as employers take on more staff. Providing a boost to the labour market in the form of a cut to the payroll tax for businesses would speed up the rate at which companies take on more staff. This would reduce unemployment more quickly and force employers to improve productivity and therefore pay among their workforces.

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