Recent Blogs

The real story on small business lending isn’t restricted to RBS alone

The real story on small business lending isn’t restricted to RBS alone

James Barty, Policy Exchange’s Senior Consultant for Financial Policy, criticises policymakers for being dishonest when they urges banks to lend more whilst at the same time insisting that they become safer. James argues that banks’ capital ratios need to be relaxed in order to boost lending to SMEs, a case he made in Policy Exchange’s report Capital Requirements.

Re-Extending Schools

Re-Extending Schools

Jonathan Simons, Policy Exchange’s Head of Education, examines Ed Miliband’s recent childcare speech. Jonathan welcomes the fleshing out of Labour’s commitments in this area, but argues there are still real questions as to the practicalities of they will implement free childcare measures and wraparound primary school care to give parents a concrete offer for their children and reassure schools that this will not turn into a bureaucratic exercise.

Government must incentivise us to save more

Government must incentivise us to save more

James Barty, Head of Financial Policy at Policy Exchange urges the Government to ensure that Britain saves more for the future to encourage higher investment. He also argues that China saves four times more than the UK, with high investment and a trade surplus.

Garden cities can be wonders of our age

Garden cities can be wonders of our age

Ahead of the launch of the Wolfson Prize for Economics, Lord Simon Wolfson writes that inspired new garden cities in the countryside could be the answer to the UK’s housing crisis, and explains why he is launching this £250,000 prize to find the best way to build one.

With working age economic inactivity lower than during the boom years, could we see unemployment start falling faster?

With working age economic inactivity lower than during the boom years, could we see unemployment start falling faster?

Following the latest batch of unemployment figures, Matthew Tinsley, Research Fellow, Economics & Social Policy at Policy Exchange writes that if unemployment continues to fall at its current rate, it is extremely likely that we will see it dropping to 7% by 2015 raising the question of whether the Bank of England will increase interest rates just months before a general election.

UK tech start-ups are doing well. Let’s now look towards helping them become big businesses

UK tech start-ups are doing well. Let’s now look towards helping them become big businesses

Eddie Copeland, Policy Exchange’s Head of Digital Government, praises David Cameron for using his speech at the Lord Mayor’s Banquet to reiterate the need to support UK start-ups. Eddie sets out a series of policies that government (relaxing visa requirements for skilled migrants and capital gains tax rollover relief for shares) and the private sector (entrepreneurial sabbaticals) can implement in order to boost the UK start-up scene.

Towards a more self-financing courts system

Towards a more self-financing courts system

Max Chambers, Head of Crime & Justice at Policy Exchange, argues that it’s time to reform the English courts to maximize the international competitive advantage we hold in the legal services industry and to provide a substantial revenue for our courts.

Boris needs to get a grip on housing

Boris needs to get a grip on housing

Alex Morton, Policy Exchange’s Head of Housing and Planning, takes the Mayor to task over his failure to build enough homes to support London’s growing population, which at just 16,000 new homes in the last year is only 30% of the Mayor’s self-imposed annual target of 50,000.

The false lure of renationalisation

The false lure of renationalisation

As Ed Miliband and Labour make shifts towards greater 1970s-style government control of private companies, Simon Less, Senior Visiting Fellow at Policy Exchange, argues that renationalisation of utilities would make things much worse as the Government has much better options for controlling prices while improving choice and quality for consumers.

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