Economics & Social Policy

  • Economics & Social Policy

    "taking responsibility"

    By encouraging responsibility by individuals, government and business we believe that growth can be secured, public services improved and better outcomes delivered for families across the UK.

    Read more about the unit here

    About Economics & Social Policy
  • Bonus ISAs

    Bonus ISAs proposes a new scheme to give people more flexibility to build up their tax-free savings pots during the course of a lifetime. The "Bonus ISA" would be offered to anybody who is unable to use their full annual tax-free savings allowance (currently set at £15,000). People would be given the power to roll over any unused portions of their existing ISA allowances into their Bonus ISA account.

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    Bonus ISAs
  • Autumn Statement 2014:
    Five big questions

    Ahead of the Autumn Statement, Policy Exchange's Economics Research Fellow Jonathan Dupont asks 5 key questions on the state of the economy: how much will the worldwide slowdown affect the UK; how much lower can unemployment go; when will pay and productivity pick up; how big is the hole in the public finances; and what are the parties going to do to close the gap?  Read more

    Autumn Statement 2014
  • The last word on Piketty

    Policy Exchange was delighted to host an all-star panel to discuss what the lasting influence of Thomas Piketty's Capital in the Twenty-First Century will be. Chaired by Newsnight presenter Evan Davis, the panel included the FT's economics editor Chris Giles, political strategist and Labour adviser John McTernan and economic historian Prof. Deirdre McCloskey.

    Watch video/listen to audio

    The last word on Piketty
  • Making Contributions Count

    Making Contributions Count proposes a new unemployment insurance scheme which will put personal contribution at the heart of the welfare system. The scheme would see workers able to draw from a contributory pot to provide a greater level of out of work support. Upon retirement, the contributions would be released as part of an individual's pension package, which could see people who worked all their lives receiving in excess of £10,000.  Read more • Infographic

    Contributory welfare

Latest Economics & Social Policy In the news

  • 16 January 2015 | Isa 'rollover' boost urged

    • The Daily Mail covers Bonus ISAs, Policy Exchange's latest report. The report proposes the creation of a "Bonus ISA" - a secondary ISA savings account that would consist of the unused portions of a saver's ISA allowances and filled on years when their full ISA allowance has been used.

  • 16 January 2015 | 'Allow Isa savers to roll over unused tax-free allowance'

    • The Daily Telegraph cover Policy Exchange's Bonus ISAs report. The report proposes a new ISA mechanism, which would allow savers to roll over unused portions of their ISA allowance into a "Bonus ISA" which they can then fill in years where they use their full ISA allowance.

Latest Economics & Social Policy Publications

  • 16 January 2015 | Bonus ISAs

    • Bonus ISAs proposes a new scheme to give people more flexibility to build up their tax-free savings pots during the course of a lifetime. The "Bonus ISA" would be offered to anybody who is unable to use their full annual tax-free savings allowance (currently set at £15,000). People would be given the power to roll over any unused portions of their existing ISA allowances into their Bonus ISA account.

  • 15 October 2014 | Making Contributions Count: Reforms to create a social security system for the 21st Century

    • Making Contributions Count proposes a new unemployment insurance scheme which will put personal contribution at the heart of the welfare system. The scheme would see people who have worked hard and paid their taxes able to draw from a contributory pot to provide a greater level of out of work support if they need it. Upon retirement, the contributions would be released as part of an individual's pension package, which could see people who worked all their lives receiving in excess of £10,000.

Latest Economics & Social Policy Blogs

  • 21 January 2015 | The Bonus Isa: Why we should make tax-efficient saving even more flexible

    • Steve Hughes, Policy Exchange's Head of Economic & Social Policy, sets out how a Policy Exchange proposal to create 'Bonus ISAs' can help give savers more flexibility. By allowing unused portions of an ISA allowance to build up into a Bonus ISA, savers will be able to take advantage of greater tax-free savings capacity in years where they would fill their ISA allowance.

  • 09 January 2015 | One Week Down, Seventeen to Go

    • The first week in the run-up to the 2015 general election has been spent by Labour and the Conservatives flinging tax and spending accusations at one another. Jonathan Dupont, Policy Exchange's Economics & Social Policy Research Fellow, looks at what has been said, and what this reveals about the parties' spending plans.

Latest Economics & Social Policy Event

  • 11 November 2014 | The last word on Piketty

    • Thomas Piketty’s Capital in the Twenty-First Century is easily the most talked about economics book of the year, if not the decade. In this public panel discussion, Policy Exchange brings together some of the leading voices on Piketty’s work to discuss what its lasting influence will be.

  • 10 November 2014 | Markets for the Many? How Capitalism Changed the World

    • Policy Exchange is delighted to host Professor Deirdre McCloskey for a speech on how capitalism has changed the world. Professor McCloskey argues that capitalism – or ‘market-tested innovation’, in her words – has increased the standard of living of the average worker by a factor of at least sixteen. The event will be chaired by Matt Ridley.